Retirees

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Retirees

The Cleveland Clinic Employee Health Plan (EHP) offers retirees several comprehensive benefits programs. We have developed a wide range of resources to help support the health and well-being of you and your dependents.

EHP

Provider Network, Medical Benefits & Summary Plan Description

The EHP plan includes providers in the Cleveland Clinic Quality Alliance and Florida Clinically Integrated networks.  This network consists of Cleveland Clinic employed physicians and facilities, as well as other local contracted providers.

Learn More About our Provider Network and View Your Summary Plan Description (SPD)

Employee Health Plan Prescription Drug Benefit

As an EHP member, you have access to a comprehensive drug benefit. Understand your coverage as you research safe, effective and value-based prescription drug therapy.

Learn More About Your Coverage

Coordination of Benefits (COB)

If you or an eligible dependent are covered by more than one healthcare insurance policy (including Medicare), you’ll pay healthcare expenses through the COB process. Learn when and how to complete the COB form.

Learn More About the COB Process

Deductibles & Out-of-Pocket Expenses

As with any healthcare plan, there are deductibles and out-of-pocket expenses to be met each benefit period. Access the EHP services available to you and your responsibility for each.

View Your Expenses Here

EHP Plus

Provider Network, Medical Benefits & Summary Plan Description

The EHP Plus network includes providers in the Cleveland Clinic Quality Alliance and Florida Clinically Integrated networks IN ADDITION to providers in the national Aetna Select Open Access network.

Learn More About our Provider Network and View Your Summary Plan Description (SPD)

Employee Health Plan Prescription Drug Benefit

As an EHP member, you have access to a comprehensive drug benefit. Understand your coverage as you research safe, effective and value-based prescription drug therapy.

Learn More About Your Coverage

Coordination of Benefits (COB)

If you or an eligible dependent are covered by more than one healthcare insurance policy (including Medicare), you’ll pay healthcare expenses through the COB process. Learn when and how to complete the COB form.

Learn More About the COB Process

Deductibles & Out-of-Pocket Expenses

As with any healthcare plan, there are deductibles and out-of-pocket expenses to be met each benefit period. Access the EHP services available to you and your responsibility for each.

View Your Expenses Here

Medicare Prescription Payment Plan (for Medicare Eligible Retirees ONLY)

Medicare is introducing a new program in 2025 called the Medicare Prescription Payment Plan (M3P), which will help Medicare beneficiaries manage their out-of-pocket expenses related to Medicare Part D drugs. Participation in this program is voluntary. While it doesn't reduce drug costs for Medicare beneficiaries, it makes payments more predictable and manageable. 

Members with questions about M3P should contact SilverScript at 866.693.4617. 

Find a Provider/Facility

You can access the entire plan network of providers and search by provider name or perform an advanced search by location.

Find a Provider/Facility Near You
Provider Network, Medical Benefits & Summary Plan Description (SPD)
Employee Health Plan Prescription Drug Benefit
Coordination of Benefits (COB)
Deductibles & Out-of-Pocket Expenses
Find a Provider/Facility